About investing with us

Earn Interest On Your Investments And Help The Church At The Same Time!

Our prime purpose is to support the church by providing loans and grants for church and ministry growth. We can only do this if there are people prepared to invest some of their money with us.

Sometimes you may have savings to invest for a period. Some may find they have been left a legacy from family or friends. Whatever the case we would love you to consider investing some of your money with us. We do our best to make the process easy and user friendly as well as giving you competitive interest rates from prudent investments.

How do I open an account?

Our current interest rates are available on this website and are updated every month. You can choose the term of your investment and the interest rate you earn will depend on the total amount of money you have in the one account. Some people choose not to take any interest at all. As you can imagine this approach is very welcome but not so common these days.

You can open an account by filling out the application form downloadable from this website. The application form includes an investment notice which we are legally required to make available to you. It is important that you read this notice.

Occasionally, a special offer may be available through your church or in the PSDS Newsletter which is distributed about twice a year. These offers always come with their own coupon to complete so if you wish to take up the offer you can instead use the coupon to open an account.

You can forward the money to us by cheque or by direct credit to our bank account or in person. Either way, we need your details so at the same time please forward to us the completed special offer coupon or the application form from this website. To direct credit for the first time please phone or email us first.

When and how do I get interest on my investment?

Interest is paid at the end of March, the end of September and when your investment matures. You will also get a certificate for tax purposes in early April. When you open an account you will have the choice of having interest paid into your bank account or added to your investment total (compounded).

What happens when the investment term ends?

When your investment reaches its maturity you will be given the option of reinvesting for a term of your choice or having your money paid back into your bank account. Some people leave us instructions to reinvest the money at the best rate available at the time of maturity.

If I have questions how can I contact you?

You are very welcome to contact us at any time. You may email or call us to check on your account, give us further instructions, discuss any matters relating to your account or just to ask questions. Whatever you need to discuss in regard to your investments we will help you all we can.

We are usually contactable by phone from 8.15 am until 4.30 pm Monday to Friday.

Phone: (09) 520 4743
Email: enquiry@psds.co.nz

You can download a copy of the PSDS Application Form, then fill it in and send it back to us.